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<pubDate>Sun, 30 Nov 2008 03:29:29 +0100</pubDate>
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<item><title>Five Funeral Scams mean No Lower Cost Fu...</title>
<link>http://lowercostfuneral.blogr.com/stories/2008-11-30-Five-Funeral-Scams-mean-No-Lower-Cost-Funeral/</link>
<description>&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Your Funeral Guy: Five Funeral Scams that mean No  Lower Cost Funeral&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;div class=&quot;MsoNormal&quot; style=&quot;margin-bottom: 0.0001pt; text-align: center; line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt; &lt;hr size=&quot;2&quot; /&gt;&lt;/span&gt;&lt;/div&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Most folks would rather not &lt;span style=&quot;color: #000080;&quot;&gt;&lt;strong&gt;think &lt;/strong&gt; &lt;/span&gt; about their&lt;span style=&quot;color: #000080;&quot;&gt;&lt;strong&gt; funeral &lt;/strong&gt; &lt;/span&gt; --&lt;br /&gt;or that of a loved one. Funeral directors over the years have given us many types of  funeral scams from flowers, to preneed car sales techniques and difficult contracts.Yet knowing about funeral scams can save&lt;br /&gt;families from heart felt hurt during the Painful Problem of a Funeral.The five Funeral scams listed here come directly from the funeral rule and are not written about much anywhere&lt;br /&gt; &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The average cost of funeral ranges from 7,000.00 to $9,000.00 For many&lt;br /&gt;people, a funeral will be one of the largest purchases of their life. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Though most funeral directors care about grieving families, the chance to&lt;span style=&quot;color: #000080;&quot;&gt;&lt;strong&gt; upsell high ticket&lt;/strong&gt; &lt;/span&gt; items like cushion-lined mahogany caskets or embalming prior to cremation are opportunities too good &lt;span&gt; &lt;/span&gt; to pass up. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The federal government protects consumers from unfair business practices with a law called &lt;span style=&quot;color: #000080;&quot;&gt;&lt;strong&gt;The Funeral Rule. &lt;/strong&gt; &lt;/span&gt; This is enforced by the Federal Trade Commission or FTC. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;1.Casket Selling Scam: Moving you toward the higher price&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;One way funeral directors make large profits is by introducing consumers is to their most expensive caskets first. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Industry&lt;br /&gt;studies have shown the average casket shopper buys one of the first&lt;br /&gt;three casket models they see and usually the one that is in the middle&lt;br /&gt;price range. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;This means it is to the funeral director&apos;s advantage to steer customers towards high cost caskets first. &lt;strong&gt;&lt;span style=&quot;color: #000080;&quot;&gt;Your Funeral Guy&lt;/span&gt; , &lt;/strong&gt; R.Brian Burkhardt was taught this method in mortuary school.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The&lt;br /&gt;Funeral Rule requires funeral homes to show customers a list of all&lt;br /&gt;caskets the company sells with descriptions and prices before showing&lt;br /&gt;caskets. &lt;span&gt; &lt;/span&gt; I advise clients &lt;span&gt; &lt;/span&gt; to ask about lower priced caskets, even if they don&apos;t appear to be readily available. &lt;span style=&quot;color: #000080;&quot;&gt;&lt;strong&gt;Some funeral homes place lower cost caskets away in a basement or the backroom. &lt;/strong&gt; &lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;A casket &lt;span&gt; &lt;/span&gt; of lower costs may need to be ordered, by the consumer and &lt;span&gt; &lt;/span&gt; should&lt;br /&gt;only be a mouse click or phone call away. Many of the same models you&lt;br /&gt;see in the funeral home can be ordered on the internet for much less.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;It&lt;br /&gt;has been stated That there are at least over 500 models of caskets on&lt;br /&gt;the market for under $1000, So check out prices immediately on the&lt;br /&gt;internet and ask to see a catalog. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;2.Funeral Packages sometimes Misrepresent Costs&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Back&lt;br /&gt;in the day, caskets were sold only by funeral homes. But now showrooms&lt;br /&gt;and websites sell the same caskets often at lower cost prices. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The Funeral Rule requires funeral directors to use a casket you bought somewhere else at another location&lt;span&gt; &lt;/span&gt; without charging additional fees.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Some&lt;br /&gt;funeral homes have tried to slide past the internet/retail casket store&lt;br /&gt;competition with deceptive promotional packages. They offer &amp;quot;deals&amp;quot;&lt;br /&gt;that reduce the price of their caskets, but increase costs on other&lt;br /&gt;products and services. It is usually best to avoid packages and&lt;br /&gt;negotiate your lower cost funeral directly with the funeral director. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Some Funeral Home Owners charge different casket prices at the different funeral homes they own!&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;R. Brian Burkhardt Your Funeral Guy has seen and experienced all of the above.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Any casket pricing scam may be reported to &lt;a href=&quot;http://www.casketstores.com/&quot; target=&quot;_blank&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;The National Casket Retailers Association&lt;/span&gt; &lt;/a&gt; . &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;3. Gasket Casket Scam: Protection forever&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;Another&lt;br /&gt;deceptive trick or scam is selling &amp;quot;protective&amp;quot; caskets. These include&lt;br /&gt;a rubber gasket designed to delay the penetration of water into the&lt;br /&gt;casket, which supposedly preserves the body from biological entities&lt;br /&gt;and decay. This will not take you to a lower cost funeral.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The&lt;br /&gt;gasket casket has been called the biggest fraud in the funeral&lt;br /&gt;business. The gasket costs $12 to $20, yet funeral homes typically&lt;br /&gt;charge $700 more for models with gasket. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;The&lt;br /&gt;Funeral Rule does not allow claims that &amp;quot;protective&amp;quot; features like the&lt;br /&gt;gasket helps preserve the remains forever or a long time, because they&lt;br /&gt;don&apos;t. This is simply a higher cost funeral sales technique.&lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;&lt;span&gt; &lt;/span&gt; &lt;/span&gt; &lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;4. Funeral Director Scam: Laying on Guilt to get you to overspend!&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: center; line-height: normal;&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt; &lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;&lt;span&gt; &lt;/span&gt; Some &lt;span&gt; &lt;/span&gt; funeral directors really lay on the guilt to get you to &lt;span&gt; &lt;/span&gt; emotionally&lt;br /&gt;overspend. If you here the comment  Your Loved One Deserves better than&lt;br /&gt;this. Your emotional chain has been yanked! You need to recognize that&lt;br /&gt;sometimes you don&apos;t need to have high funeral costs to honor and show&lt;br /&gt;your love planning an excellent lower cost funeral in advance can help&lt;br /&gt;develop a great service at a most difficult moment. &lt;/span&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;5. Funeral Director Scam:Not Mentioning the No Embalming option&lt;/span&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;Under&lt;br /&gt;the funeral rule  you must be told and sign a statement that&lt;br /&gt;embalming(in most cases)is not  a requirement of law. in fact no&lt;br /&gt;Embalming and a closed casket or direct burial can save you $600.00 to&lt;br /&gt;$700.00 USD on any funeral.  If you want a traditional visitation&lt;br /&gt;embalming may be required by some funeral directors.&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;There are other ways around this such as doing it all at the cemetery with a closed casket.&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;Many&lt;br /&gt;a funeral director will employ some strong arm tactics to get an&lt;br /&gt;Embalming. However you have the right to say no Embalming Cost.&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;Your Funeral Guy&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;br /&gt;&lt;/p&gt; &lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: normal;&quot;&gt;&lt;span style=&quot;font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;More information can be found from &lt;a title=&quot;Your Funeral Guy&quot; href=&quot;http://www.yourfuneralguy.wordpress.com&quot; title=&quot;Your Funeral Guy&quot;&gt;Your Funeral Guy&lt;/a&gt; !&lt;/span&gt;&lt;/p&gt;</description>
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<pubDate>Sun, 30 Nov 2008 03:29:29 +0100</pubDate>
<dc:creator>lowercostfuneral</dc:creator>
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<item><title>Lower Cost Funeral Book Doing well at Am...</title>
<link>http://lowercostfuneral.blogr.com/stories/8225499/</link>
<description>&lt;p&gt;Lower Cost Funeral Book is Doing well &lt;br /&gt;&lt;/p&gt; &lt;p&gt;The details on how to lower your average costs of a funeral are in&lt;br /&gt;this funeral book. There is also lots of information on your lower cost&lt;br /&gt;funeral here:&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td width=&quot;115&quot; align=&quot;center&quot;&gt;&lt;a href=&quot;http://www.amazon.com/Rest-Peace-Insiders-Stress-Funeral/dp/1600373984/ref=pd_bbs_sr_1?ie=UTF8&amp;amp;s=books&amp;amp;qid=1215040877&amp;amp;sr=1-1&quot;&gt; &lt;img src=&quot;http://ecx.images-amazon.com/images/I/41%2BceSzWe1L._SL160_PIsitb-dp-arrow,TopRight,21,-23_SH30_OU01_AA115_.jpg&quot; border=&quot;0&quot; alt=&quot;Insider&apos;s Tips to the Low Cost Less Stress Funeral&quot; width=&quot;115&quot; height=&quot;115&quot; /&gt; &lt;/a&gt;&lt;/td&gt; &lt;td width=&quot;8&quot;&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt; &lt;p&gt;&lt;a href=&quot;http://www.amazon.com/Rest-Peace-Insiders-Stress-Funeral/dp/1600373984/ref=sr_1_1?ie=UTF8&amp;amp;s=books&amp;amp;qid=1207948079&amp;amp;sr=1-1&quot;&gt;&lt;span class=&quot;srTitle&quot;&gt;Rest in Peace: Insider’s Tips to the Low Cost Less Stress Funeral&lt;/span&gt; &lt;/a&gt; by R Brian Burkhardt and Matt Bacak. #1 International Best Selling&lt;br /&gt;Author Jason Oman also gave thumbs up to this book. This book is&lt;br /&gt;published by  Morgan James Publishing.This is your funeral cost book. This is a zingwacker idea of a book.&lt;br /&gt;&lt;/p&gt; &lt;p&gt;&lt;em&gt;&lt;strong&gt;Your Funeral Guy&lt;/strong&gt; &lt;/em&gt; , R Brian Burkhardt, &lt;strong&gt;&lt;span style=&quot;color: #000080;&quot;&gt;Funeral Director&lt;/span&gt; &lt;/strong&gt; , Author, Blogger, State of Illinois&lt;/p&gt;</description>
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<pubDate>Wed, 12 Nov 2008 04:32:28 +0100</pubDate>
<dc:creator>lowercostfuneral</dc:creator>
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